Private, Affordable, and Covered by Insurance

Virtual Psychotherapy in New York

We offer 3 ways to finance your psychotherapy: use your insurance, opt for self-pay, or explore our low-fee teaching clinic. At Phronetic Psychotherapy NY, we’re committed to making quality, accessible care possible for you!

We accept most major commercial insurance plans, including Aetna, Wellfleet, Cigna, United Healthcare, Oxford, Oscar Health, Empire Blue Cross Blue Shield, and Carelon Behavioral Health, for residents of New York.

Now Open: Low-Fee Clinic!

Now Open: Low-Fee Clinic!


3 Ways To Finance Your Psychothereapy


Insurance

We accept most major commercial insurance plans. If you are in-network with us and decide to use your insurance for psychotherapy, we will handle billing your insurance provider directly. You may be responsible for a copay, coinsurance, or deductible. Don’t worry—we’ll confirm these details with your insurance provider before scheduling your first session.

At Phronetic Psychotherapy NY, our clients who utilize insurance coverage typically enjoy an average out-of-pocket cost of just $33 per session.

Self-Pay

The Most Private Option. If you prefer, we can provide you with a superbill to submit to your insurance for out-of-network reimbursement. However, if maintaining the highest level of privacy is your priority, you can opt not to submit to insurance at all.

Our full fee is $200, with sliding scale options available to ensure affordability.

Low-Fee Clinic

Phronetic Psychotherapy NY is a teaching facility and offers a practicum program. Our associate student psychotherapists are graduate students from top universities, including Columbia University and NYU, enrolled in clinical mental health counseling or social work programs.

These student therapists are supervised closely by our senior therapists and supervisors, ensuring high-quality care. For clients who are open to working with a student therapist, we provide very low-fee therapy options.


The best time to plant a tree was 20 years ago. The second best time is now.

Whether you’re seeking a therapist in NYC, guidance through life transitions, culturally informed therapy for Asians, or a way to boost your overall well-being by harnessing your strengths and potential, Phronetic Psychotherapy NY is ready to assist you.

We’ve made starting your journey with us easy, straightforward, and hassle-free.

Schedule a 15-minute Free Consultation

Easily Schedule Your Free 15-Minute Consultation, Here.

Attend Your Free 15-minute Initial Consultation

Our intake specialist will contact you via text and email to assist with verifying your insurance or exploring self-pay and low-fee therapy options. You’ll also speak with your potential psychotherapist over the phone to determine if it’s a good fit.

Start Sessions With Your Therapist

You’ll meet with the therapist of your choice through our secure, HIPAA-compliant telehealth platform to begin the transformative and empowering journey of self-discovery and meaningful change.

Everything You Need to Know About Insurance & Fees, at Phronetic Psychotherapy NY

Still have questions? Fill out our contact form, and we’ll be happy to address your personalized concerns.

  • We accept most major commercial insurance plans, including Aetna, Wellfleet, Cigna, United Healthcare, Oxford, Oscar Health, Empire Blue Cross Blue Shield, and Carelon Behavioral Health, for residents of New York.

  • We have a detailed guide for you! Click here to learn more.

  • We are expanding access to quality mental health care, making it more inclusive and approachable for everyone. Subscribe to our newsletter for the latest updates and insights!

  • No, Phronetic Psychotherapy NY is not a subscription or membership service. Clients are billed on a per-appointment basis.

    If you're considering canceling, we encourage you to discuss this directly with your therapist or reach out to our support team.

    If you wish to switch to a different Phronetic provider, your therapist can help start the process. A member of our team will contact you within 2-3 business days to assist in finding a new provider that fits your needs.

    Alternatively, you can cancel your appointments by emailing your therapist or using your Client Portal to manage cancellations.

  • We offer self-pay options ranging from $200 to a $120 sliding scale, based on your financial situation. If needed, we can provide an insurance reimbursement document called a superbill. However, if you prefer to maintain complete privacy, we can choose not to send that as well.

  • Yes! Phronetic Psychotherapy NY is a teaching facility and offers a practicum program. Our associate student psychotherapists are graduate students from top universities, including Columbia University and NYU, enrolled in clinical mental health counseling or social work programs.

    These student therapists are supervised closely by our senior therapists and supervisors, ensuring high-quality care. For clients who are open to working with a student therapist, we provide very low-fee therapy options.

    For more information, please visit here.

Our Therapists

We’re proud to offer not only high-quality therapy, but also a simple, stress-free process to get started with us.

We understand that taking the first step toward change can feel overwhelming, and that's okay. We're here to support you every step of the way.

While you focus on the important work of personal growth and transformation, let us take care of the rest—whether it’s scheduling your appointments or handling insurance details. You’re not alone in this journey, and we’re here to make the process as smooth and stress-free as possible.

Start Therapy in NY Today,

with a Caring Therapist Who Understands You and Accepts Your Insurance

Immediately Accessible

You can start your first session with Phronetic Psychotherapy in as little as 24 hours—we're here when you need us!

Flexible Scheduling

You can attend therapy from the comfort of your home, at a time that works best for you, any day of the week, Monday through Sunday, 9 AM to 9 PM. Morning, afternoon, evening—your call.

Insurance Friendly

We accept most major commercial insurance plans, including Aetna, Wellfleet, Cigna, United Healthcare, Oxford, Oscar Health, Empire Blue Cross Blue Shield, and Carelon Behavioral Health, for residents of New York.

You are bright and full of potential, but perhaps you’re unsure about what you truly want from life. You may feel sad, lonely, angry at times, and often without love. You’re not alone. We understand your desire to thrive—in your career, school, or professional life—and we also understand the fear that things might never change. But change is possible, and we are here to help.

At Phronetic Psychotherapy New York NY, we’ll explore both your past and your present to help you better understand yourself and create meaningful change. Our approach is warm, open-minded, and collaborative, with growth rooted in both our work together and the courage you already hold within yourself.


Attachment

Anxiety & Stress

Depression

AAPI Mental Health

BIPOC Experiences

Professional Development

Grief & Loss

Personal Growth & Self-Esteem

Trauma

Grief & Loss

Relationship & Couples

LGBTQ+

School Issues

Eating & Body Image

Anger Management

Emotional Wellbeing

Bipolar Disorder

New Parenthood

Family & Communication

Immigration Experiences


Same-Day Psychotherapy Appointments Available. We are Ready When You Are.

Receive Therapy At Home

Immediately available, private virtual therapy for New Yorkers—grow and change from the comfort of your own home.

New To Therapy

We guide you through the entire process. Your intake coordinator will assist you in verifying your insurance, explaining your copay and deductible (or breaking down these intimidating terms if they’re unfamiliar), and helping you register. We’ll provide support every step of the way until you feel as comfortable and confident as our other established clients.

Connect With Your Therapist

We will ensure that you work with someone you feel comfortable with and connected to! All of our therapists offer a 15-minute consultation to get to know you, and we make sure it’s a good match before moving forward.

Book a free 15-minute phone consultation.

We’re excited to hear from you! To get started, our intake specialist will schedule a quick 15-minute phone consultation to verify your insurance and match you with the therapist who’s the best fit for your needs.

We’ll respond to all messages within 48 business hours.

If this is an emergency, please call 911 or reach out to a crisis counselor at 1-888-NYC-WELL. We’re here for you!

Or Contact Us Directly.

To verify your insurance coverage, please email us using the form below. For all other inquiries, we respond within 48 business hours.

Phronetic Psychotherapy LCSW PC | Making You Happen Though Action